Rejda G.E., McNamara M. Principles of Risk Management and Insurance

Prentice Hall, 2013. — 720 p. in color. — 12th ed. — ISBN: 0132992914, 9780132992916Intended primarily for undergraduate courses in Risk Management and Insurance, this text also provides practical content to current and aspiring industry professionals.
Principles of Risk Management and Insurance is the market-leading text, focusing primarily on the consumers of insurance, and blending basic risk management and insurance principles with consumer considerations.
The twelfth edition provides an in-depth treatment of major risk management and insurance topics. Coverage includes a discussion of basic concepts of risk and insurance, introductory and advanced topics in risk management, functional and financial operations of insurers, legal principles, life and health insurance, property and liability insurance, employee benefits, and social insurance. In addition, the new Affordable Care Act is discussed in depth.Contents
Basic Concepts In Risk Management and Insurance
Risk and its Treatment
Insurance and Risk
Introduction to Risk Management
Advanced Topics in Risk Management
The Private Insurance Industry
Types of Insurers and Marketing Systems
Insurance Company Operations
Financial Operations of Insurers
Government Regulation of Insurance
Legal Principles in Risk and Insurance
Fundamental Legal Principles
Analysis of Insurance Contracts
Life and Health Risks
Life Insurance
Life Insurance Contractual Provisions
Buying Life Insurance
Annuities and Individual Retirement Accounts
Health Care Reform; Individual Health Insurance Coverages
Employee Benefits: Group Life and Health Insurance
Employee Benefits: Retirement Plans
Social Insurance
Personal Property and Liability Risks
The Liability Risk
Homeowners Insurance, Section I
Homeowners Insurance, Section II
Auto Insurance
Auto Insurance and Society
Other Property and Liability Insurance Coverages
Commercial Property and Liability Risks
Commercial Property Insurance
Commercial Liability Insurance
Crime Insurance and Surety Bonds